About Goldwater - Our Story
Fair and fast financing for
every stage of life
Fair, fast financing for every life stage. From studies and salary gaps to building your business. We help you learn, earn, and build your future.
Our VMV
Vision:
Enabling businesses and individuals to bridge the financial gap between ambition and achievement.
Mission:
We are on a mission to empower the backbone of the country’s economy, the small and medium sized enterprises and their employees through tech-driven financing, personalized interest rates and exceptional customer service.
Together, we’re building a stronger, more resilient economy, one business at a time.
Values:
We RISE up to the challenge of bridging the financial gap between ambition and achievement.
Resilience
We face challenges with adaptability, persistence, and a growth mindset.
Impact
We drive meaningful
and lasting change in
people’s lives.
Stewardship
We take responsibility
for our actions, decisions,
and influence.
Empowerment
Lift others up by providing
opportunities, knowledge,
and support.
Management
Goldwater Capital was founded by a team with deep experience in business, finance, and entrepreneurship
and a shared understanding of the cash flow challenges faced by small and medium-sized enterprises.
Kim Tiu Selorio
Chairman & President
Allan Sandoval Ticatic
Director & Treasurer
Tina Sosa-Cayetano
Director
Our leadership has seen these challenges from every angle
Managing vendor operations under long payment terms
Guiding companies through cash cycle pressures as financial stewards
Building and scaling businesses across industries including FMCG, retail, and technology services
These first-hand experiences shaped our mission: to make financing accessible, fair,
and fast, supporting both SMEs and their employees through every stage of growth.
Team
Our team shares a common vision: to bridge the financial gap between ambition and
achievement. Every member plays a vital role in making our promise of fair, fast financing a reality.
Chelle
Michelle Soriano
Service Leader
Chelle ensures every client gets
the most suitable loan rate based
on their current circumstances,
balancing fairness with
financial opportunity.
Anne
Anne Patricia Calsado
Service Leader
Anne guides clients to
the right financial product,
ensuring their needs are
understood and met with
the highest level of service.
Mers
Mercedes Sempio
Collections & Telesales
Mers supports clients
throughout their entire loan
journey — from application
to repayment — providing
clear communication and
reliable assistance.
Our Impact
Stories of fueling dreams of entrepreneurs
Fueling Growth: How a Budding Used Car Dealer Secured Working Capital to Drive Sales
The story of Auto-In Car Trading
Reviving Garments Manufacturing: Overcoming the Cashflow Crunch to Manufacture Locally Again
The story of KSH Garments
Empowering Fisherfolk: How a Trusted Fisheries Equipment Manufacturer Leads Livelihood Assistance After Typhoons