We are the bridge financing experts. We make sure that business owners and their employees are able to secure financing at the time they need the most. 

Business Expansion Loan: Taking on new clients and requiring funding to move forward? Or are your receivables often caught in the middle of processing cycles? Expanding to a new business segment and looking for a partner for growth? Acquiring new assets? These are the functions for the Business Expansion Loan. 

PayNow Equipment Acquisition Loan or the Business Startup Loan: Freshly minted doctors, dentists and others practicing their professions may find it challenging to start their professional practice due to the amount of equipment that requires to be purchased upfront. GwC makes it easy to acquire new assets required by your practice.

Corporate Salary Advance Loan: Catering to unexpected expenses, our corporate salary advance loan offers swift access to funds with minimal hassle. Cover emergencies or unplanned bills seamlessly, ensuring financial peace of mind when you need it most.

Our system is programmed to give you the best rate depending on your circumstances. Rates go for as low as 1.75% per month and the highest risk loans are only 3.75% per month. 

We care about financial capability. We want you to borrow money from legitimate financial institutions and now informal lenders. 

Our loan requirements are fairly straight forward. 

Proof of Business Registration such as your DTI + BIR documentations for sole proprietorship businesses of your Securities and Exchange incorporation papers + BIR documentation for partnerships and corporations*.

Proof of Financial Capacity such as your financial statements, bank statements and tax returns.

* Proof of Authority to transact, just simply download our Board Resolution and Corporate Secretary Certificate format and you’re all set.

Proof of Collateral for Business Expansion Loans only.

We conduct background checks within 1 to 3 days for Business Expansion Loans and PayNow Loans. Corporate Salary Advance Loans are approved instantly.

The borrower at any time may pre terminate this loan subject to a Php 5,000 admin fee or 5% of the remaining principal at the time of request whichever is higher. The cut off period shall be rounded to the nearest next due date for the interest cut off.

Late payments are charged Php 1,000 if done after the payment due date plus the missed interest for the period. Please file a Loan Modification Request Form with our Telecollection Specialists to process your request.

The request must be lodged at least 3 banking days with administrative fees of Php 1,250.00 paid beforehand prior to the date of the check deposit date otherwise the request shall automatically be rejected. 

Check movements of more than three calendar dates is subject to additional interest based on the current monthly interest rate. 

Please file a Loan Modification Request Form with our Telecollection Specialists to process your request.

The borrower understands that it is the intention of the lender for the borrower to be able to fully pay this loan without demand, should a change in circumstance affect the borrower’s ability to repay, the borrower at any time may request for a restructuring of their Promissory Note. 

A one time administrative fee of Php 3,500 per restructuring is levied. Taxes and insurance is recomputed at the term and amount that was not covered by the period book value of the loan. 

Please file a Loan Modification Request Form with our Telecollection Specialists to process your request.

GwC tries to accommodate all borrowers from all situations. Please schedule a consultation with your Loan Specialist to find out how.

Please feel free to e-mail us at [email protected] or give us a call at +63-917-873-3300 to get to know our products and services.